Privacy Policy
This Privacy Policy explains how Orchid Credit Ltd. ("Orchid", "we", "our", or "us") collects, uses, and protects information when you access or use https://orchid.credit (the "Site" or "Interface").
This Privacy Policy should be read together with the Orchid Terms of Service. Capitalized terms not defined here have the meanings given in the Terms of Service.
By accessing or using the Interface, you agree to this Privacy Policy. If you do not agree, you must not use the Interface.
1. Core Principle
Orchid is a non-custodial, permissionless protocol interface.
We do not:
- Hold user funds.
- Control wallets or private keys.
- Require accounts, registration, or KYC.
- Intentionally collect personal identity data.
Data collection is minimized and limited to what is necessary to operate, secure, and protect the Interface.
2. Information We May Collect
When you access or use the Interface, we may collect limited information, including:
Blockchain Data
- Public wallet addresses.
- Transaction hashes and on-chain interaction data.
- Smart contract interaction metadata.
This data is inherently public due to the nature of blockchains. Orchid does not control blockchain visibility.
Technical and Usage Data
- Browser type and version.
- Operating system.
- Device type.
- IP address or approximate location data.
- Pages viewed and interaction patterns.
Third-Party Data
- Information derived from public sources or blockchain analytics providers.
- Data used to detect prohibited use, sanctions exposure, or abuse.
We do not knowingly collect names, government identifiers, biometric data, or precise personal identifiers.
3. Purpose of Data Use
We use collected data strictly for the following purposes:
- Operating and maintaining the Interface.
- Enforcing Terms of Service.
- Preventing fraud, abuse, or prohibited activity.
- Complying with applicable legal obligations.
- Improving performance, stability, and user experience.
- Monitoring protocol integrity and security.
We do not sell personal data.
4. Analytics
We may use privacy-focused analytics tools to understand general usage patterns and performance.
Analytics data is aggregated and used to:
- Measure traffic and performance.
- Identify errors or degraded functionality.
- Improve Interface usability.
Analytics providers may process technical metadata subject to their own privacy policies.
5. Disclosure to Authorities
We may disclose collected information if required to do so by law, regulation, court order, or governmental request.
We may also share information with service providers or blockchain analytics partners strictly for:
- Compliance.
- Security monitoring.
- Fraud prevention.
Such disclosures are limited to what is legally required or operationally necessary.
6. Cookies and Similar Technologies
The Interface may use cookies or similar technologies for limited purposes.
Types of Cookies
- Essential cookies: Required for basic functionality and security.
- Functional cookies: Enable interface preferences and basic features.
- Analytical cookies: Used to understand aggregate usage patterns.
We do not use cookies for invasive tracking or profiling.
You may disable cookies via your browser settings, though this may limit Interface functionality.
7. User Rights
Depending on your jurisdiction, you may have rights including:
- Access to information collected about you.
- Correction of inaccurate data.
- Deletion of certain data.
- Restriction or objection to processing.
- Data portability where applicable.
Due to the public and immutable nature of blockchain data, Orchid may not be able to modify or delete on-chain information.
8. Data Retention
We retain information only for as long as reasonably necessary to:
- Operate the Interface.
- Fulfill legal obligations.
- Enforce our Terms.
- Prevent abuse or fraud.
Data may be retained longer where required by law or legitimate security interests.
9. Third-Party Sites and Services
The Interface may link to or integrate with third-party services. Orchid does not control and is not responsible for the privacy practices of third parties.
Your interactions with third-party services are governed by their own policies.
10. Security Measures
We use reasonable administrative, technical, and organizational safeguards to protect collected information.
However, no system is fully secure. You acknowledge that blockchain infrastructure is outside our control, transmission over the internet carries inherent risk, and you are responsible for securing your own devices and wallets.
11. Minors
The Interface is not intended for individuals under the legal age of majority in their jurisdiction.
We do not knowingly collect data from minors.
12. International Data Transfers
Information may be processed or stored in jurisdictions different from your own. By using the Interface, you consent to such transfers, subject to applicable law.
13. Corporate Events
In the event of a merger, acquisition, restructuring, or similar transaction, information may be transferred as part of that process. Any successor entity will be bound by materially similar privacy obligations.
14. Changes to This Policy
We may update this Privacy Policy from time to time.
Changes become effective upon publication on the Site. Continued use of the Interface constitutes acceptance of the revised Policy. We encourage periodic review.
15. Contact
For questions or concerns regarding this Privacy Policy, contact the Orchid team via official Discord channels only. We do not provide support or legal correspondence via email.